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I have a couple that fell off a few months ago & the CA (Portfolio Recovery) keeps calling & sending me notices to "pay now to get a discount". I can't find original bill with US Cellular but I found an old credit report that said it was to fall off 2/2010. I don't want to send a CD letter yet since I'm in the "end stages" of a mortgage & have repeatedely told them not to call me again as it's beyond the SOL (at least I "think" so ??!!). Should I wait til after mortgage is APPROVED (speaking it into existence)?
@Holly1221 wrote:I have a couple that fell off a few months ago & the CA (Portfolio Recovery) keeps calling & sending me notices to "pay now to get a discount". I can't find original bill with US Cellular but I found an old credit report that said it was to fall off 2/2010. I don't want to send a CD letter yet since I'm in the "end stages" of a mortgage & have repeatedely told them not to call me again as it's beyond the SOL (at least I "think" so ??!!). Should I wait til after mortgage is APPROVED (speaking it into existence)?
What state are you in?
I live in Indiana.