03-01-2013 09:13 PM
03-01-2013 09:14 PM
Transunion does list items undfer $100.
03-01-2013 09:19 PM
Looking at my TU report as I type, and it most certainly has entries for less than $100
03-01-2013 09:26 PM
03-01-2013 09:35 PM
What I have read is that collections under $100 arent factored into the scoring, only if it is one collection, but it is still reported. Its also exclusive to TU 08.
03-01-2013 09:37 PM - edited 03-01-2013 09:37 PM
While collections (CAs) under $100 report, the newest version of FICO scores, the FICO08 versions, do exclude these small collections from FICO scoring. Challenge is....not many lenders are using the newest FICO version out there so for now they'll count.
ETA...I'm a slow typer.
03-01-2013 09:43 PM
I believe what you're referencing is that the FICO08 scoring system ignores amounts under $100, but they are still reported.