03-01-2013 09:50 PM
Are you saying you disputed the item with TU and it was removed? I'm pretty sure they didn't just arbitrarily remove the TL from your report. Like I said, I'm looking at an under $100 TL on my own TU report as we type. It is my most recent baddie, and I just successfully PFD'd it today, so it will be a little while before it comes off.
03-01-2013 10:01 PM
03-02-2013 05:39 AM
03-02-2013 08:31 AM - edited 03-02-2013 08:34 AM
Yes they did. I found out about the under $100 rule and I quoted the info I found to them and they removed it. I even printed and highlighed the info to equi and exp but they did not remove. That's why i'm writing ... To find out if anyone knows how to get it off with equi and exp but they don't use the same fico08 model is what our experts are saying. Try it. Look up the info, state your case and see if they remove it. What have u got to lose?
I have never heard of that. If that was the case many, many posters wouldn't have as many baddies on their CR as they do. Where did you find this information?
TU08 doesn't factor in collections under $100 but it doesn't mean they can't be on the report.
03-02-2013 09:36 AM
03-02-2013 01:57 PM
03-02-2013 02:24 PM
03-02-2013 07:45 PM
03-02-2013 07:52 PM
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.