Are you saying you disputed the item with TU and it was removed? I'm pretty sure they didn't just arbitrarily remove the TL from your report. Like I said, I'm looking at an under $100 TL on my own TU report as we type. It is my most recent baddie, and I just successfully PFD'd it today, so it will be a little while before it comes off.
Yes they did. I found out about the under $100 rule and I quoted the info I found to them and they removed it. I even printed and highlighed the info to equi and exp but they did not remove. That's why i'm writing ... To find out if anyone knows how to get it off with equi and exp but they don't use the same fico08 model is what our experts are saying. Try it. Look up the info, state your case and see if they remove it. What have u got to lose?
I have never heard of that. If that was the case many, many posters wouldn't have as many baddies on their CR as they do. Where did you find this information?
TU08 doesn't factor in collections under $100 but it doesn't mean they can't be on the report.