I was discharged from a chapter 13 in April 2014. Accounts that were IIB will begin to drop off in December 2015 and continue through 2016.
Thanks to the great advice and guidance found on these boards, I’ve been cleaning up my report and as of August 1 it looked like everything was finally correct — accounts showing as IIB and/or $0 balance. Then on August 18, a Chase account started reporting a past due balance of $967. The status shows as IIB so I’m pretty confident that my dispute will be successful but my question is this: will these inaccuracies keep popping up (and depressing my scores) until they drop off or can I expect things to go a bit more smoothly as time goes by? Just when my scores started to creep above 650, bam. Back down to 638.
