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Acct still says in dispute from 2 years ago ?

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avggoal700
Frequent Contributor

Acct still says in dispute from 2 years ago ?

Does this hurt my score any, i thought I read any comments like that hurt your score?  It's a settled acct, I have no issues with it now , seems the CRA just simply forgot to remove the comments.




EX 706. TU 705 EQ 682. Avg 698
Message 1 of 5
4 REPLIES 4
myjourney
Super Contributor

Re: Acct still says in dispute from 2 years ago ?

IIRC you can have the comments removed with a call 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 5
tomfromrictmame
Frequent Contributor

Re: Acct still says in dispute from 2 years ago ?

If you are not disputing, simply call the CRA and tell them that and ask them to remove the remarks.  These will need to be removed if you are interested in a mortgage.




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Message 3 of 5
RobertEG
Legendary Contributor

Re: Acct still says in dispute from 2 years ago ?

While an account has a pending dispute flag in place, certain items of information are excluded from your scoring.

Definately worth the effort to get the flag removed.

Any dispute has a stautory requiement for resolution within 30'ish days, so if that old, should be easily resolved.

Message 4 of 5
avggoal700
Frequent Contributor

Re: Acct still says in dispute from 2 years ago ?

Thx everyone .  This is one of the companies I sent a GW to, so if denied the GW I will call the CRA to remove comments (EQ is only one that has it listed correctly).  The dispute was filed 2 years ago, this copy is before I sent the GWs out fyi.




EX 706. TU 705 EQ 682. Avg 698
Message 5 of 5
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