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BAHAHAHAHAHAHHAHAHAHAAH!!!!
So, I need to buy all three FICO scores to get an idea of what I'm looking at? Doesn't that get expensive when it's $19.95 each and when you want to check it every few months?! Sheesh.. I'll be needing a credit card to pay for my scores.. just kidding.
LOL! I know right! They def want to make ya pay for the FICO's! And the only FICO that we can get that is spot on, is Equifax! Even the Transunion one here is not the model that the lenders use, I believe. And the Experian, SOL on that one, and that doesn't stand for Statute of Limitations buddy! They're stingy with that, and only lenders can tell you what your EX FICO is. Booo.
One way to do it is to use a free service for FAKOs and pull from here when you really want to know your score. Here is a thread that covers the CMS>