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GOod to hear, any idea if Citi will, they did not take my SSN but my mother and i had a common address for 23yrs so shouldnt be hard to find me and link us up.
Wish I could help, but I have no experience with Citi. BOA and CAP1 will report to all 3 CRA's. The address matters not, as it will add to your credit report and lengthen your AAoA,, but address can come into play when Fico calculates your score. yymv. But the additional age will let you open new accounts in your name without killing your AAoA.
Update, so the chase card hit my creditkarma today which is TU, the aaoa went up 8yrs, utilization is now 1 percent etc but the score didnt change, my fako still says 594, sooo is this to say with the new scoring model that AU dont matter anymore or are my baddies neutralizing the good i just added and no change?
Update number 2. Credit.com im not sure who they pull from? Had me at 612 and i got a 25 point boost on there to 637
Believe it or not BOA is still not reporting me as an AU 5months later is there a number or way to get them to?
@Anonymous wrote:Believe it or not BOA is still not reporting me as an AU 5months later is there a number or way to get them to?
How are you verifying it's not reporting?
CK doesn't show AU.
CK showed mine my chase card appeared as an alert 2 weeks later and was added to my report it has a 28K limit. Regardless the reason i know is 12/15 i pulled my real TU and paid for the score to see how different it was from CK , luckily my true fico was 25pts higher.
@Anonymous wrote:CK showed mine my chase card appeared as an alert 2 weeks later and was added to my report it has a 28K limit. Regardless the reason i know is 12/15 i pulled my real TU and paid for the score to see how different it was from CK , luckily my true fico was 25pts higher.
Don't know what to tell ya then.