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Adding AU's to help rebuild...

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lost22
New Contributor

Adding AU's to help rebuild...

Hi friends... It's been a while since I've posted, but still chugging away on trying to rebuild. Here's my question... My husband and I have been able to open a few different store cards and even a credit card or two. Even though they are new accounts, the balances are below 5% or at 0. Will it be beneficial to our credit to add each other as authorized users?

Thanks in advance to you credit gurus!!
Message 1 of 3
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DaBears
Senior Contributor

Re: Adding AU's to help rebuild...

Hi lost22, me personally I would just let those cards age. No need to add each other as AU's. Keep all but one between 1-9% util. you can rotate the cards every month. 

Message 2 of 3
lost22
New Contributor

Re: Adding AU's to help rebuild...

Hi DaBears!! Thank you for your advice! Will do!
Message 3 of 3
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