Guys, my parents live abroad however I opened a few major credit cards for them in the states to start building their credit score. Recently the BOA card got charged the annual fee. Since I didn't expect any of those cards to be charged I used to log in to my mom's BOA Online Account once every 2-3 months so I missed the payment. I paid it off right away however to avoid it in the future I asked them to add myself as an authorized user to my mom's account. I didn't know that it would affect my credit. Now I'm trying to get a mortgage and I think it is going to affect it. How do I fix it now? :/
