+1
You may be able to contact whoever has placed an Inq on your CR and ask for removal. The disputing of correct or valid information on your CR is against the TOS of myFICO, but in addition to that, it may cause other problems to arise.
l would do my research on the information, see what the Inqs are for and whether or not they are valid. Remember, Inqs aren't factored in greatly to your scores. They only affect your score for 1 year and are listed for 2 years.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
The only way you are gong to get a inquiry off the report is if it is on there because of fraud. Otherwise a CRA will not remove them. And none will do it without a police report.
Not necessarily so with the police report being the only way. Sometimes you can just contact them and ask them to remove the Inq. It's quite simple, you can just ask, all they can do is say yes or no.
If you are unsure of who the Inqs are from, you can contact the CRAs and ask them for more information. If they are valid, then so be it. But I do agree with you that if they aren't supposed to be on there, weren't permissable pulls per se, then they should be removed.
July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
June 2017 update: All scores over 820, just pure gardening now.
Right. That is what I meant.