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Hi All,
So, on my TU and EQ I have one medical collection from Med Express for $130 from a visit for my daughter back in March, 2012. Reported to CA in June, 2012. I found it when I ran my annual credit report. I set up an account with Med Express to pay the bill and couldn't find it. I call the Med Express 800 billing line and was assured by an employee that everything was satisified by insurance and I do NOT have an outstanding debt with Med Express. A certified letter stating as much is en route to me via USPS.
Concerning the collection company (their name slips my mind): I sent a PFD over one month ago but never received a response. Now, I'm jacked off. How would you go about handling this? Send them copies and demand immediate removal from TU and EQ? I ask because I thought I read where you can file a complaint against the CA and nail them with a fine.
My TU and EQ are both in the 690-700 range. My EX, which does not show the collection, is 758. I feel this collection hurt me in a recent app spree. I received a Cap One Quicksilver, not the Venture. I received the Chase Slate, not the Freedom, etc.
Thanks in advance for any assistance!!!
Contact MedExpress and have them send you a letter or bill or anything showing that you do not owe the money.
Take that and send it along with a 623 Direct Dispute. It will disappear.