Hello everyone,
After reading this forum for a while, it has givien me the courage to jump in and fix my credit. I have the usual story of being out of control with my money while in college. I have a lot of issues but one I want to tackle first is charge off from Syncrony/Wal-mart (was GE Capital when I opened the card) that was sold to Porfotlio Recovery Assoc. It is listed as "account paid in full - was a charge off" I do know that I paid it off but I cant remember to who it was. Now the problem I have is that PRA is listing it as in collections.
Please offer any help as I want this off.
SYNCB/WAL-MART #
PO BOX 965024
ORLANDO, FL 32896-5024
(877) 294-7880
Date Opened:
06/09/2011
Responsibility:
Individual Account
Account Type:
Revolving Account
Loan Type:
CHARGE ACCOUNT
Balance:
$0
Date Updated:
06/19/2013
Payment Received:
$50
Last Payment Made:
12/19/2011
High Balance:
$312
Credit Limit:
$0
Pay Status:
>Account paid in Full; was a Charge-off<
Terms:
Paid Monthly
Date Closed:
04/09/2012
>Maximum Delinquency of 120 days in 05/2012 and in 07/2012<
Account Sale Info: ACCOUNT SOLD TO PRA
Remarks: PURCHASED BY ANOTHER LENDER; >UNPAID BALANCE CHARGED OFF<
Estimated month and year that this item will be removed: 01/2019
PORTFOLIO RECOVERY #
120 CORPORATE BLVD
NORFOLK, VA 23502
(800) 772-1413
Placed for Collection:
06/19/2013
Responsibility:
Individual Account
Account Type:
Open Account
Loan Type:
DEBT BUYER
Balance:
$313
Date Updated:
08/08/2016
Original Amount:
$313
Original Creditor:
GE CAPITAL RETAIL BANK (Banking)
Past Due:
>$313<
Pay Status:
>In Collection<
Remarks: DISP INVG COMP-CONSUM DISAGRS; >PLACED FOR COLLECTION<
Estimated month and year that this item will be removed: 01/2019
Am I reading this wrong or should one of these at least be deleted? Thanks for any help.
