Advice on getting a Charge-Off Removed after 1099

[Anonymous]

I have a charge-off on my credit report that I received a 1099 on last year with event code H, I properly filed it with my 2014 tax return. DOFD on the account is 10/2008, the account shows as a charge-off closed account with the balance listed. What is the best approach to getting this removed from my report asap? Do I need to approach the credit with a pay for delete offer even though I've recieved a 1099? Greatly appreciate the assistance. 

[RobertEG]

The credtior was required, upon cancelling the debt, to have updated their credit reporting to show a current debt balance of $0.

There is no requirment to remove the fact that they did a prior charge-off.

With no remaining debt, there is no basis for offering to pay in exchange for deletion.

The proper course is to now request a good-will deletion of the charge-off from the creditor.

[Anonymous]

Thank you sir, great info. I'll get on the GW letter.