Lowkeyorca, first...I'm so very happy that you are here with us today. I'm starting to think of you and norman as my personal credit counselors...you have made a difference in my life and I appreciate you.
on the student loans...sounds like you have a lot more going on than I did, my mistake really was my own...kicking self right now. I'm still going to work to haev them removed, but just don't see a route for that to happen other than time. 
@Anonymous wrote:Lowkeyorca, first...I'm so very happy that you are here with us today. I'm starting to think of you and norman as my personal credit counselors...you have made a difference in my life and I appreciate you.
on the student loans...sounds like you have a lot more going on than I did, my mistake really was my own...kicking self right now. I'm still going to work to haev them removed, but just don't see a route for that to happen other than time.
Shoooot. You guys have helped keep me motivated even in the deflating negative or non-responses for credit or good will. I am so glad I found this forum.
Mine could be time as well, it's hard to say. I recommend you keep trying to good will, too. I have read so many success stories on getting lates removed from a sheer volume of persistence. That could be us.
Once the medical collections are gone, my SL Lates are the only thing holding me back.