No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
After not having a new revolving TL in years, I added Care Credit with a $9,600.00 line 2 weeks ago and had 1 derog, ( medical collection ) fall off Equafax and my scores via, CCT just took a big jump !
TU went from 723-767, EQ 576- 663 (lost that medical collection )added the Care Credit line, EX-630-663 ( still shows the medical ).
I have a letter and email from the CA stating they would remove the collection as I had pd the OC months prior to them getting it. Hopefully, the next time I pull CCT, that will be off of EX as well!
I just app'd and was approved for a Cap-1, QS-1 SL $2,000.00 yesterday so...that should help as well!
INQ set low at 3 on TU, 1 ready to fall off, EQ-1, EX-1.
So, your guys advice is WELL taken and by adding to my profile a new TL, I've seen these scores start making a move as I also see the 2 baddies I had, go away !
Even with a PR on my EQ, it came up nearly 100 points !! It is nearly 6 yrs old but is showing NOT paid, but it IS paid, over 6 months ago! I have a dispute in with EQ with it now.
Thanks to ALL of YOU, good and bad experiences. ...that makes us all better and "data points " are in every post, no matter what you think !!
I'm thrilled !!!