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After several letters I'm finally seeing the light

Regular Contributor

After several letters I'm finally seeing the light

Just received this letter in the mail. All I can do is shout FINALLY.


April 17, 2013

Re:Medical Center

Account Number(s): xxxxxxxx

Subject: Debt Validation/Credit Bureau

Dear xxxxxxxxx

We are in receipt of your dispute on the above-mentioned accounts. Please, be advised that MDS was unable to validate your accounts within the allotted time required. All information regarding the above referenced accounts will be deleted from your credit bureau file as being reported by Medical Data Systems. Should you require further assistance, please feel free to contact our office at xxx xxx-xxxx.

Sincerely,


Dispute Specialist

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ


Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
Walmart Card $700
Paypal SmartConnect $600
Amazon Store Card $700
9 REPLIES
Contributor

Re: After several letters I'm finally seeing the light

Congrats!
Current: |MyFico TU-766| |MyFico EQ-737| |Amex EX-736| (May '13)
Super Contributor

Re: After several letters I'm finally seeing the light

Congrats Yay!!!!!!!!! way to go

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Regular Contributor

Re: After several letters I'm finally seeing the light

YAY!

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board
Senior Contributor

Re: After several letters I'm finally seeing the light

Regular Contributor

Re: After several letters I'm finally seeing the light

Congrats!!!

Regular Contributor

Re: After several letters I'm finally seeing the light

Well after getting the letter back in April this collection has finally fell off TU. Waiting for it to fall off EQ and EX now.

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ


Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
Walmart Card $700
Paypal SmartConnect $600
Amazon Store Card $700
Highlighted
Regular Contributor

Re: After several letters I'm finally seeing the light

Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.

Starting Score: 581 TU 549 EQ 541 EX(LO Jan. 2011)
Current Score: 696 TU (690 wally) 633 EX 652 EQ
Goal Score: 700 TU 700 EQ


Take the FICO Fitness Challenge
Capital One $500
Capitol One Secured $2000
Orchard $420
Walmart Card $700
Paypal SmartConnect $600
Amazon Store Card $700
Super Contributor

Re: After several letters I'm finally seeing the light


josie wrote:
Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.

Looking good 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Frequent Contributor

Re: After several letters I'm finally seeing the light


josie wrote:
Check EX this morning and now it's gone. Now just waiting for EQ. next tackle for me is to pay down credit card balances, then hopefully I could be in the 700 club at least with TU currently I'm at 686. Between vacation and renovating several rooms in the house sent my overall balance over 30%, but three individual cards over 80%. Interest is at 0% so not worrying too much.


Looking good fx EQ updates soon. I was w8n on them as well and they finally updated today!