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Aging off of 90 day lates

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Cheryla18
Established Contributor

Aging off of 90 day lates

As I round the corner off alot of lates aging of my reports i have a question. This is on a old student loan..How exactly does it age off....Do they go from 90 lates to agreed as paid or does that acct actually just drop off the CR like a collection acct does?

 

TIA

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
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imovinup
Regular Contributor

Re: Aging off of 90 day lates

Bump. 




Starting Score: 5/30/13 TU 630; EQ618: EX PLUS639
Current Score: 4/2/15 TU 661; EQ 617; ; EX FICO 631
Goal Score: 700






Message 2 of 3
Shogun
Moderator Emeritus

Re: Aging off of 90 day lates

Each late has their own CRTP.  They will fall off 7 years from their respective dates.  when all the lates have fallen off, the account will go positive.

Starting Score: 504
July 2013 score:
EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!

June 2017 update: All scores over 820, just pure gardening now.
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