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Alerts for collection removal?

tag
Anonymous
Not applicable

Alerts for collection removal?

Does Myfico send alerts when a collection is removed? CK is reporting a collection removed from TU. That collection is only on TU and EQ (Tmobile), but I never received any alert from Myfico. Not even sure why it's removed but that's awesome if it is.
Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: Alerts for collection removal?

I've only had one collection drop off a credit report since I started using myFico and it did not give me an alert stating it fell off. It did give me an alert for the score change on TU because of it, but just the score change. No indication as to why.

Message 2 of 5
crrredit
Established Contributor

Re: Alerts for collection removal?

No, MyFICO doesn't report collections dropping off. For me it takes a credit card alert trigger to come along, like a change in balance, new account reporting, etc. to see a score change. I have been following my TU and Experian report changes on credit karma, and buy an Equifax report every few months. Just started with Credit Check Total from Experian, which gives me a daily look at my Experian report/score, as well as three looks at my Equifax and TU reports/scores every 30 days. I haven't received any alerts from them yet. Not sure if a dropped collection results in an alert from them or not. 

Message 3 of 5
Anonymous
Not applicable

Re: Alerts for collection removal?

Thanks! I got a very random score increase on TU from Myfico on 7/16 of 19 points. It had no real reason attached to it, so that must have been it. 

Message 4 of 5
damnedanddetermined
Established Contributor

Re: Alerts for collection removal?

I had a co removed this morning, but no alert from myfico, although CK alerted me. Wish myfico would do more for our $24.95...lol

Message 5 of 5
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