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All 3 over 600 now, slow and steady wins the race!

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thankfulheart
Established Contributor

All 3 over 600 now, slow and steady wins the race!

It *feels* slow anyway. Smiley Wink

 

I've been at this credit repair project for 6 weeks and my scores have gone from TU586/EQ582 to TU611/EQ604.  So far, it's only been by adding a few small unsecured CCs, keeping payments on time and with TU, losing 7 medical collections.  EXP reported at 619 two months ago on a credit app, so I'm guessing it hasn't changed much.  It's just a relief to be over 600 and continuing to move in the right direction!

 

I've finally moved past the name/address business (except with EX as that seems like it's going to be a very long, very drawn out process).

 

I have 3 GWs, 3 pre-HIPAAs, and one account disputed w/ TU pending right now.  Getting ready to send a letter about a paid state tax lien.  I also have the IRS that is supposed to remove that paid tax lien, but seems to be dragging feet (it's been about 8 weeks now).  Still looking for 60 points in 5 months...

Starting Score: 10/1/2011 EQ 568 TU 593
Current Score: EQ 664 TU 700 EX 701 (FAKO)

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rootpooty
Valued Contributor

Re: All 3 over 600 now, slow and steady wins the race!

can you please explain the hipaa process or pm me if you like? i have medical bills haunting me from last year and i need to act on them

NFCU plat 5k | NAVCHECK 5k | NFCU cashrewards 15k | BOFA 123 6k |
Chase Freedom 1.5k | Amazon 3K | Walmart 3K | Buckle 300 | AMEX BCE 2.5K | CHASE CSP 12K | CITI sears 6k | Kay 2k

On the prowl for Chase Sapphire Preferred! APPROVED 12K!
scores 7/14 647 622 630 (85%util)
scores 8/14 767 760 758 Boom! finally in the 700 club
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