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It *feels* slow anyway.
I've been at this credit repair project for 6 weeks and my scores have gone from TU586/EQ582 to TU611/EQ604. So far, it's only been by adding a few small unsecured CCs, keeping payments on time and with TU, losing 7 medical collections. EXP reported at 619 two months ago on a credit app, so I'm guessing it hasn't changed much. It's just a relief to be over 600 and continuing to move in the right direction!
I've finally moved past the name/address business (except with EX as that seems like it's going to be a very long, very drawn out process).
I have 3 GWs, 3 pre-HIPAAs, and one account disputed w/ TU pending right now. Getting ready to send a letter about a paid state tax lien. I also have the IRS that is supposed to remove that paid tax lien, but seems to be dragging feet (it's been about 8 weeks now). Still looking for 60 points in 5 months...
can you please explain the hipaa process or pm me if you like? i have medical bills haunting me from last year and i need to act on them