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All scores above 600!!

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Anonymous
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All scores above 600!!

Finally got all my scores above 600!

 

EX: 629

TU: 625

EQ: 612

Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: All scores above 600!!


@Anonymous wrote:

Finally got all my scores above 600!

 

EX: 629

TU: 625

EQ: 612


Wow - how'd you get the venture with those scores?

Message 2 of 7
Anonymous
Not applicable

Re: All scores above 600!!

I've been with Capital One for a few years now. I had a Platinum and a Journey with them.

 

In April I had a job change that nearly triple my income (to 160k). I PC'd my Platinum to Venture and Journey to Quicksilver.

 

I'm running about $4k-$6k per month in business expenses through my cards (originally on my Discover), but Capital One wanted that business. Working on extending my CL with them right now to help with my UTI. I pay off my cards 2-3 times a month, but it's a pain to keep track of reporting dates when I'm continuously dumping business expenses on them.

 

I know I'm lucky to have the cards I have with the scores I have, but I'm sure my income and monthly utilization has a lot to do with it.

Message 3 of 7
Anonymous
Not applicable

Re: All scores above 600!!


@Anonymous wrote:

I've been with Capital One for a few years now. I had a Platinum and a Journey with them.

 

In April I had a job change that nearly triple my income (to 160k). I PC'd my Platinum to Venture and Journey to Quicksilver.

 

I'm running about $4k-$6k per month in business expenses through my cards (originally on my Discover), but Capital One wanted that business. Working on extending my CL with them right now to help with my UTI. I pay off my cards 2-3 times a month, but it's a pain to keep track of reporting dates when I'm continuously dumping business expenses on them.

 

I know I'm lucky to have the cards I have with the scores I have, but I'm sure my income and monthly utilization has a lot to do with it.


Nice, wish I could find a job like that!

Message 4 of 7
Anonymous
Not applicable

Re: All scores above 600!!

It's a great job for sure, doing what I love. 

 

The 10k points a month on the Venture isn't bad either!

Message 5 of 7
vertekal
Regular Contributor

Re: All scores above 600!!

Congrats! I hit that milestone recently as well and it's a great feeling!

FICO 8:
EQ: 1/2018: 494 | 4/2021: 652 (+158)
TU: 1/2018: 536 | 4/2021: 657 (+121)
EX: 1/2018: 499 | 4/2021: 641 (+142)

Mortgage Scores:
EQ: 9/2020: 560 | 4/2021: 648 (+88)
TU: 9/2020: 564 | 4/2021: 649 (+85)
EX: 9/2020: 576 | 4/2021: 672 (+96)

Message 6 of 7
YoungJustice
Regular Contributor

Re: All scores above 600!!

Congrats!

Barclays Rewards $10,000 | Chase Freedom $17,000 | Citi Double Cash $13,600 | BOA Cash Rewards $10,000
Message 7 of 7
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