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Valued Member
Posts: 31
Registered: ‎03-12-2017

All scores in "good" finally!!

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They're all finally in the good category! I was in "Very poor" when I started in November. This forum has been life saving for me! Thank you all. Next up: Gardening my way to the 700 club!!

Starting Scores: EQUIFAX- 599 TRANSUNION- 601 EXPERIAN- 627


Current Scores: EQUIFAX- 665 TRANSUNION- 675 EXPERIAN-668
Capital One Secured $500 | Credit One $450 | Victoria's Secret $250 | Finger Hut $400 | Care Credit $500
Regular Contributor
Posts: 201
Registered: ‎05-06-2017
0

Re: All scores in "good" finally!!

Very good job! Having been in the red for so long i'm digging the yellow. Slow and steady I guess, right?  Congrats!


Gardening since 05/13/2017

Starting Scores 03/17/2017 EQ 491 TU 495 EX465 Currently 07/15/2017 EQ 545 TU 543 EX 541
Valued Contributor
Posts: 2,241
Registered: ‎08-25-2016
0

Re: All scores in "good" finally!!

Don't be discouraged if your scores drop some. When your rebuilding scores can be very volatile until your reports are nice and thick. As long as your scores are on a generally upward trend you're doing good.
New Member
Posts: 7
Registered: ‎03-18-2017
0

Re: All scores in "good" finally!!

Congrats!!! What a great way to end the week! 

Senior Contributor
Posts: 3,553
Registered: ‎05-25-2016
0

Re: All scores in "good" finally!!

Yes I'm dealing with the up and downs for no apparent reason now, I was in the high 660s across the board for steady 4 mths now I'm back below 650 , it's really discouraging to see , anyways congrats Op
Established Contributor
Posts: 1,429
Registered: ‎03-28-2017
0

Re: All scores in "good" finally!!

Congrats OP!

 

What's holding you back from the next level?  High utilization?  Remaining baddies?

Valued Member
Posts: 31
Registered: ‎03-12-2017
0

Re: All scores in "good" finally!!

Thank you all!

 

Holding me back currently is one collections only reporting to EQ though. A judgement on all reports from an unpaid car accident of $1800. Due to fall off April 2018. And my AAoA is very low. 

Starting Scores: EQUIFAX- 599 TRANSUNION- 601 EXPERIAN- 627


Current Scores: EQUIFAX- 665 TRANSUNION- 675 EXPERIAN-668
Capital One Secured $500 | Credit One $450 | Victoria's Secret $250 | Finger Hut $400 | Care Credit $500
Valued Contributor
Posts: 1,157
Registered: ‎01-19-2015
0

Re: All scores in "good" finally!!

Lookin' good....work it!.....keep the pace...Smiley Happy

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FICO 8 Scores EX 714(15) EQ 670(15)TU 702(17) AAOA 3.0yrs TCL=147,850
Frequent Contributor
Posts: 250
Registered: ‎02-13-2016
0

Re: All scores in "good" finally!!

Great job! Congrats and keep up the good work!

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Established Contributor
Posts: 1,429
Registered: ‎03-28-2017
0

Re: All scores in "good" finally!!

Make sure to get the court records on the judgment and go over them closely.  Then get your paper reports from the CRAs and see if everything matches.  If it doesn't, dispute for inaccuracies and see if they remove them.

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