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All scores in "good" finally!!

Valued Member

All scores in "good" finally!!

score.PNG

 

They're all finally in the good category! I was in "Very poor" when I started in November. This forum has been life saving for me! Thank you all. Next up: Gardening my way to the 700 club!!

Starting Scores: EQUIFAX- 599 TRANSUNION- 601 EXPERIAN- 627


Current Scores: EQUIFAX- 665 TRANSUNION- 675 EXPERIAN-668
Capital One Secured $500 | Credit One $450 | Victoria's Secret $250 | Finger Hut $400 | Care Credit $500
9 REPLIES
Established Contributor

Re: All scores in "good" finally!!

Very good job! Having been in the red for so long i'm digging the yellow. Slow and steady I guess, right?  Congrats!

Starting Scores 03/17/2017 EQ 491 TU 495 EX465 Currently 11/7/2017 EQ 577 TU 564 EX 562

$300 Open Sky/ $2K NFCU CashRewards/$5.1K NFCU GoRewards
Community Leader
Valued Contributor

Re: All scores in "good" finally!!

Don't be discouraged if your scores drop some. When your rebuilding scores can be very volatile until your reports are nice and thick. As long as your scores are on a generally upward trend you're doing good.
New Member

Re: All scores in "good" finally!!

Congrats!!! What a great way to end the week! 

Senior Contributor

Re: All scores in "good" finally!!

Yes I'm dealing with the up and downs for no apparent reason now, I was in the high 660s across the board for steady 4 mths now I'm back below 650 , it's really discouraging to see , anyways congrats Op
Valued Contributor

Re: All scores in "good" finally!!

Congrats OP!

 

What's holding you back from the next level?  High utilization?  Remaining baddies?

FICO8FICO8Visit:
03/1710/17My 11
Rules to
Credit
Rebuilding
550EX
570TU
559EQ
710EX
699TU
734EQ
Valued Member

Re: All scores in "good" finally!!

Thank you all!

 

Holding me back currently is one collections only reporting to EQ though. A judgement on all reports from an unpaid car accident of $1800. Due to fall off April 2018. And my AAoA is very low. 

Starting Scores: EQUIFAX- 599 TRANSUNION- 601 EXPERIAN- 627


Current Scores: EQUIFAX- 665 TRANSUNION- 675 EXPERIAN-668
Capital One Secured $500 | Credit One $450 | Victoria's Secret $250 | Finger Hut $400 | Care Credit $500
Valued Contributor

Re: All scores in "good" finally!!

Lookin' good....work it!.....keep the pace...Smiley Happy

AmexPlat(NPSL) Amex BCP(26k) BofA CR Siggy(15k) NFCU CLOC(15K) NFCU VS Cash(12.5K) Venture WMC(10.25k) Walmart(10k) BofA BBR(10k) Lowes(10K) Discover(8.5k) Chase FU(7k) Pier 1(6.5k) BB Visa(6k) Care Credit (6k) J Crew(5.9k) Citi Diamond(5.5k) Barclaycard(5k) PenFed PCR(5K) Kohls(3k) Mortgage May 2017 - 2 Penfed auto loans May 2017

FICO 8 Scores EX 680(15) EQ 669(17)TU 692(18) AAOA 3.0yrs TCL=167,150
Frequent Contributor

Re: All scores in "good" finally!!

Great job! Congrats and keep up the good work!

Highlighted
Valued Contributor

Re: All scores in "good" finally!!

Make sure to get the court records on the judgment and go over them closely.  Then get your paper reports from the CRAs and see if everything matches.  If it doesn't, dispute for inaccuracies and see if they remove them.

FICO8FICO8Visit:
03/1710/17My 11
Rules to
Credit
Rebuilding
550EX
570TU
559EQ
710EX
699TU
734EQ