Alliance One GW

[Kennie02]

I received an email reply from Alliance One! They have agreed to delete my DH paid collection! I am hoping that this will give his score a little boost!! 

[alvon123]

congrats!!!

[myjourney]

Brvao congrats

[EMax]

Congrats!

[Pjose87]

I have a small collection with alliance one which was paid in full I disputed it and TU quickly deleted but EX refused to delete but instead "verified"

I sent an email last night, and today I got this in response: 

Thank you for contacting AllianceOne with your concern. At this time, having accurately reported the balance as paid to the consumer credit bureaus, our office will not be removing our tradeline. As a data furnisher, AllianceOne must provide accurate information to the bureaus in order to promote the integrity of the credit reporting system. Federal law prohibits deleting credit reporting information in exchange for repayment of a debt so we are prohibited from doing so.  

any suggestions on what I should do next?  thank you! 

[Shogun]

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@Pjose87 wrote:

I have a small collection with alliance one which was paid in full I disputed it and TU quickly deleted but EX refused to delete but instead "verified"

I sent an email last night, and today I got this in response: 

Thank you for contacting AllianceOne with your concern. At this time, having accurately reported the balance as paid to the consumer credit bureaus, our office will not be removing our tradeline. As a data furnisher, AllianceOne must provide accurate information to the bureaus in order to promote the integrity of the credit reporting system. Federal law prohibits deleting credit reporting information in exchange for repayment of a debt so we are prohibited from doing so.  

any suggestions on what I should do next?  thank you! 

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That part is a lie.  There is no such law, never has been.  Only thing that the law states is that if something is reported, it must be accurate.  Nothing anywhere says they must report or cannot remove.  Maybe they should read up a little more.

[Kennie02]

What did you say in your email? I think that if you tell them you need it off for a mortgage or something along those lines they may be more willing to help... That's what I said in mine... Explained the reason for the collection etc.... I feel being honest and nice has gotten me better results when trying to GW...

[Pjose87]

my email basically said that it was paid, receipts sent to the CRA's and yet it was not removed with experian and asked for it to be deleted. 

[Anonymous]

Have you had any luck since your last post?  I sent a GW letter in to info@... and got the exact response.  Like you, I'mtrying to get 4 small negative listing from parking tickets removed. 

[Anonymous]

I got the exact same response from Alliance One. Same day, I decided to call Transunion and ask for an early exclusion. The rep stated the TL had already been removed from my credit report.