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Established Contributor
westo12
Posts: 563
Registered: ‎07-20-2008

Re: Alliance One and American Collections Enterprises

I've had 4 collections over the course of 5 years with Alliance One and they accepted my PFD/removed them all after payment was made in full.   The most recent one was in Oct of last year.

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**
New Contributor
huntsmama
Posts: 52
Registered: ‎03-27-2012

Re: Alliance One and American Collections Enterprises

Do you have the address, fax or e-mail you send your PFD to? If so, can you PM me?

Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Alliance One and American Collections Enterprises

You can google them.  They have an office in Gig Harbor, WA ; San Diego, CA and Anderson, IN.

Valued Contributor
dddewdrop
Posts: 1,060
Registered: ‎02-06-2013

Re: Alliance One and American Collections Enterprises


huntsmama wrote:

Perhaps after I get the DOFD info that'd be an option.

 

Thinking back, I want to say there was something slated to fall off my experian in 3/2015 last I looked, would make sense that it was one or both of these 2 cause they're the only ones unpaid and the only ones from that time in 08. Everything else is slated to fall off this year cause it's all paid. So I guess it is showing up correct, assuming my memory is accurate...


  hopefully there is no way they can redate it when you make a payment to the time when the account was settled. I think it should be dated to when the account is closed but Im not 100 percent sure on that.

0/10001100/13001346/16001699/2000Prepaid ,,Recent scores:FICO EX 632,EQ 635,TU 632...Link to my Rebuild Log
Valued Member
surbee
Posts: 39
Registered: ‎01-26-2013

Re: Alliance One and American Collections Enterprises

hey @westo12 -

 

did you send your PFD by mail? i sent one to alliance one about 20 days ago and have not heard back. i would be more than happy to PIF in exchange for a delete... just haven't heard back from them.

 

let me know! appreciate any insights.

-------------
06/2013 -- TU 690 - EX 674 - EQ 673
03/2013 -- TU 638 - EX 685 - EQ 654
01/2013 -- TU 607 - EX 573 - EQ 597

GOAL -- All Above 700... I'll get there soon enough!
Moderator
guiness56
Posts: 22,408
Registered: ‎01-17-2008

Re: Alliance One and American Collections Enterprises

It would be 5 years from the DoFD.  Under normal reporting time it would be 2015 but since NYS states 5 years it would be 2013, once paid.

New Contributor
huntsmama
Posts: 52
Registered: ‎03-27-2012

Re: Alliance One and American Collections Enterprises

Hi everyone, I just called Alliance One and they state my debt was recalled, however, they're still reporting a balance. She said once I repay the original creditor since they have the debt it will update the ba;ance to $0. This doesn't seem right, how can they report a balance when I don't owe them anything? Anyone have any idea about this?

Established Contributor
westo12
Posts: 563
Registered: ‎07-20-2008

Re: Alliance One and American Collections Enterprises

I mailed the letters to the address on my credit report.  The first round they accepted the PFD in a letter back to me, the second time they called me on the phone, agreed to the PFD verbally, I paid, they deleted.

2014 Starting-618, current TU646/EX662/EQ629 (WalTU 4/4,MYFico 3/1, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 5/30 day auto lates in 2yrs /Install Debt: Santander $11k | Springleaf $4k | Revolving Bals/Limit 8535/21974=39%util: Chase 4k | BofA 3k | Kay 3k | Macys 1900 | Barclay 1.5k | Walmart 1.5k | Amazon Store 1.2k | Citi/Goodyear 900 | BML 862 | Emblem 832 | CareCredit 800 | DiscoverIT 800 | Target 700 | CapOne 600 | Chase/AU 500 | VictSec 500 | CapOne 450 | Express 250 | Buckle 250 **Officially in the garden until I get some auto CLI's on my major accts**

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