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I am just about finished rebuilding and I left the hardest one for last. A couple of years ago I drove a new hot rod and got alot of tickets and they went to collections. Well I paid most of them, here is the bad thing I have 13 CA listed under Alliance One all different account numbers for every ticket. I paid all of them but one. Do you think if i PFD the last one they will consider deleting all? This is killing me!
I paid Alliance One before I joined here so i knew nothing. I figured if i pay it would help me. I have one last one from them for about 600. I want to PFD but i dont know if they would consider deleting all of them. I have done everything else, I vacated 2 judgments and was able to delete about 10 CA's. Im still sitting at 510 for EX (fako). I also do not have any open revolving cards. I am going to get a secured card with my CU to see if that will help.
Is it your last collection? Do you have any other baddies? What are the dates?
Getting a CC will definitely help - we had no revolving credit either, and when we got that first card back in Feb there was a 25+ point increase across the boards. Plus paying it off keeps adding history every month.