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Alliant & Chex Systems

Valued Member

Alliant & Chex Systems

Finally coming to the end of my credit rebuilding journey and I remembered that I needed to check Chexsystems. I received my report and there was a notation from an account that was mine for 254.00 (Wells Fargo) Account abuse. I promptly paid the account. 

 

My question is has anyone been successful joining Alliant with a Chexsystems notation RECENTLY when they showed Alliant that the account on Chex is paid? I am very cautious about unneeded hardpulls because I am about to app for a Autoloan in the next couple of weeks and wanted to get the loan through Alliant. 

 

Thanks for everyone's help. 


Starting Score: 550
Current Score EQ: 688 Sep/7/13
Current Score TU: 686 Sep/7/13
Goal Score: 720


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Message 1 of 5
4 REPLIES
Epic Contributor

Re: Alliant & Chex Systems

Message 2 of 5
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Valued Member

Re: Alliant & Chex Systems

Many posters have stated that Alliant will deny anyone who is listed on Chexsystems.. My question is, "If the item on Chexsystems is marked paid has Alliant been known to accept membership?"


Starting Score: 550
Current Score EQ: 688 Sep/7/13
Current Score TU: 686 Sep/7/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 3 of 5
Epic Contributor

Re: Alliant & Chex Systems

I found some that said they won't auto approve you but if you can prove it is paid they will consider.

Message 4 of 5
Valued Member

Re: Alliant & Chex Systems

Thanks guiness56, fingers crossed... 


Starting Score: 550
Current Score EQ: 688 Sep/7/13
Current Score TU: 686 Sep/7/13
Goal Score: 720


Take the myFICO Fitness Challenge
Message 5 of 5