08-18-2011 04:27 PM
I sent a PFD with the acct # that was listed on my credit report. (i know i probably should have DV with CMRRR but i just wanted to clear things up quickly) well they sent back a copy of my letter and a ltter on their letter head saying they cannot located the acct in question and i need to call or send them my name & address (which was on my PFD letter), my phone number (not gonna happen), the allied interstate acct num (i dont have) the OC (which was sprint and also on my pfd letter) and the OC acct # (which i don't have either)
I know a long time ago we had a cell with sprint that we cancelled, i honestly can't remember if we paid if off or not, but it is showing on our acct as a collection account. should i go ahead and send a DV letter CMRRR so that I can sent that to the CRA's to get this deleted or just go ahead and dispute it with the CRAs???
thanks for the info!
08-18-2011 04:47 PM
ps SPRINT isn't reporting at all only the CA is...
08-18-2011 05:01 PM
any ideas???? =( I really don't know what to do now!
08-19-2011 08:53 AM
08-19-2011 08:58 AM
IMO, if they're asking for all of that from you (which they should already have)...then yep, that's what I would do. I hate the whole DV process too, especially when you're trying to clear things up quicly for a reason (i.e...to purchase a home) but I understand how important it is. Good luck and sending good vibes your way.
P.S.. I did the exact thing with some of my baddies...still waiting for a response.
08-19-2011 09:27 AM
So I should just go ahead and DV them huh? okay gonna get to work on that right now...wasn't sure if disputing it would be better as they are reporting something they say they can't find...thanks!
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO