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Ally Financial

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Anonymous
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Ally Financial

I contacted Ally yesterday regarding a car note that I had back in 2010 that I traided in. It was repo for 1 night and i picked up the car the next day and continued paying the monthly payment. It was late about 8 times during the course of the loan and its listed on my credit report as a repo. I contacted them yesterday by phone and they said they would remove the repo but will not remove the latenesses. Is there anything else I can do to persuade them to remove the lates?

Message 1 of 8
7 REPLIES 7
Anonymous
Not applicable

Re: Ally Financial

Hope the status on the above helps my credit score.

Message 2 of 8
Anonymous
Not applicable

Re: Ally Financial

Any Thoughts?

 

Message 3 of 8
Anonymous
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Re: Ally Financial

Anyone know if my score will increase once they remove a car repo?

Message 4 of 8
Anonymous
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Re: Ally Financial

Just wait and see. It will certainly help your file.. Worry about whats in your file.. Not your score.

 

Message 5 of 8
Whitneyy
Valued Contributor

Re: Ally Financial


@Rickdoc1 wrote:

Anyone know if my score will increase once they remove a car repo?


I would work on them removing the repo FIRST and then cross the next bridge. 

GOAL - 700 FICO across the board!
Message 6 of 8
Anonymous
Not applicable

Re: Ally Financial

ok, thanks.

Message 7 of 8
jordanhand
Contributor

Re: Ally Financial

I have had 0 luck with  Ally removing late payments and it is killing my score!!! Did you end up having any luck with them?

Credit Karma~Equifax-643
Trans union- 627
Message 8 of 8
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