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I contacted Ally yesterday regarding a car note that I had back in 2010 that I traided in. It was repo for 1 night and i picked up the car the next day and continued paying the monthly payment. It was late about 8 times during the course of the loan and its listed on my credit report as a repo. I contacted them yesterday by phone and they said they would remove the repo but will not remove the latenesses. Is there anything else I can do to persuade them to remove the lates?
Hope the status on the above helps my credit score.
Any Thoughts?
Anyone know if my score will increase once they remove a car repo?
Just wait and see. It will certainly help your file.. Worry about whats in your file.. Not your score.
@Rickdoc1 wrote:Anyone know if my score will increase once they remove a car repo?
I would work on them removing the repo FIRST and then cross the next bridge.
ok, thanks.
I have had 0 luck with Ally removing late payments and it is killing my score!!! Did you end up having any luck with them?