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Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012

Almost hit 600 :)

So in Oct 2011 my TU FICO was 472, a year later I decided to check it again since I've been going by my TU FAKO scores.  My TU FICO is 597!! and I only really started working on my report last month. :smileyhappy:

 

Hopefully I will hit 600 by November since there are 4 items currently in dispute, 2 of them are completed and I am sure they will be deleted (they were deleted off of the other CRAs) TU doesn't update the report or tell you the outcome until all disputed items are completed.  I also have a Cap One secured cc that has not reported yet and my fiance will be putting me as an AU on his Goodyear cc. 

 

I still have a long way to go but I am excited about my progress and to think someone wanted to charge me $125 per acct to help me clean up my credit.

Established Contributor
S7
Posts: 568
Registered: ‎08-24-2012

Re: Almost hit 600 :)

GREAT JOB!  :smileyhappy:

"When you are down in the mouth, remember, everything turned out ok for Jonah."

Current FICO's(by lender) 10/9/12
EX:649, EX:651, TU:683
Moderator
Shogun
Posts: 12,875
Registered: ‎04-15-2011

Re: Almost hit 600 :)

Yeah!!!!  Now keep going,  see ya at 700 shortly!


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012

Re: Almost hit 600 :)

High Five for the 597 club!

 

It's almost like FICO likes to screw with us..."MAYBE NEXT MONTH SUCKERS"

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Regular Contributor
Tay09
Posts: 116
Registered: ‎09-02-2012

Re: Almost hit 600 :)

LOL...that really made me laugh.  Seriously, they could have given us those 3 points :smileyhappy:

Established Contributor
jadeite788
Posts: 510
Registered: ‎09-25-2009

Re: Almost hit 600 :)

You right I think they like to screw with us. 


Starting Score: 565
Current Experian Score: 634 (Lender pull)
Current Equifax Score: previous 668, 680 as of 11/12/13 lender pull
Current Transunion Score: previous 675,677 as of 09/23/13
Goal Score: 750

Take the FICO Fitness Challenge



Frequent Contributor
somnipotent
Posts: 367
Registered: ‎06-02-2008

Re: Almost hit 600 :)

Congrats, I remember a time I thought I'd never see the 600s.  Now I'm straddling the 700 line.  Keep it up!


AmEx PRG (NPSL) | AmEx Costco ($8.2K) | AmEx Delta Gold ($19.3K) | AmEx BCE ($5K) | Chase United Explorer ($10K) | Chase Sapphire Preferred ($7.5K) | Chase Freedom ($8.2K) | Discover it ($3K) | Capital One Quicksilver ($2.5K) | PayPal Extras ($2.5K) | Lowes ($3.3K) | Walmart ($4.3K) | Amazon ($2.5K) | Restoration Hardware ($8.8K) | Crate & Barrel ($8.3K)
--
Homeowner since 05/29/13
Valued Contributor
Jutz
Posts: 1,216
Registered: ‎05-10-2012

Re: Almost hit 600 :)


Shan922 wrote:

LOL...that really made me laugh.  Seriously, they could have given us those 3 points :smileyhappy:


Are you saying...we should GW Fico? lol

  • Current: EQ FICO 694, TU FICO 695, EX FICO 698 | Starting Score: 525 (05/2012)
  • Starting total revolving credit: $1100 | Current total revolving credit: $29,500
  • Inquiries (12 Months): EQ 6 TU 3 EX 6 | Most Recent: 1/21/2014
Chase Freedom $5000
DCU Visa $10000
Capital One QS $2000
AMEX BCE $1000
Lowe's CC $8500
WalMart CC $2400
BOA Platinum $600
AMEX Gold NPSL
Established Contributor
lithium78
Posts: 929
Registered: ‎07-30-2011

Re: Almost hit 600 :)

Keep up the good work!  It's a long journey but you are making great progress.  You are doing great. :-)


Starting Score: TU: 566
Current Score: TU: 741 (Discover FICO); EQ: 755 (MyFico) EX: 774 (FAKO)
Goal Score: 800

Take the FICO Fitness Challenge
Frequent Contributor
novabama
Posts: 305
Registered: ‎08-24-2012

Re: Almost hit 600 :)

congrats! I have 10 items in dispute with TU and it says 5 are complete... why can't I have my 5 updates :smileysad: you'd think they just wouldn't do anything like EQ does... at least they don't tease you! anywho that's awesome! I hope I am almost there but I don't want to pay to check it when there are a few things I'm expecting to come off.


Goal Score: 640 Good things come to those who wait.
Good things come to those who work their butt off and never give up.

Removals - Asset Acceptance, Receivable Solutions, LVNV Funding, Enhanced Recovery, Credit Systems Int, Discover Financial, Amchek/Amsher, Financial Adj Services, Chase, Target, AFNI, RJM, Portfolio Rec!

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