When you file a dispute, the CRA is required to send a copy of the dispute to the furnisher of the information, and the furnisher is required to conduct a reasonable investigation and report their finding back to the CRA. If their finding is that they verify the accuracy of the information as reported they are not required to send factual evidence or prove its accuracy. Requiring that they present discovery of all their supporting evidence and then prove the accuracy is a legal process reserved for the courts, not a requirment of the administrative disute process.
You can always file a civil action if you seek discovery of their evidence and/or a legal finding as to the accuracy of the information.
The prior requests for validation made before the dispute filed with the CRA do not require response by the debt collector.
DV requests, if timely, impose a cease collection bar, not a requirment to or period for any response.
