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catseye
Posts: 0
Registered: ‎06-20-2012
0

Amazing! You won't believe it! Unprecedented!

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.

Moderator Emeritus
llecs
Posts: 32,881
Registered: ‎08-04-2007
0

Re: Amazing! You won't believe it! Unprecedented!

1) Congrats! NFCU is very generous. 

 

2) *holds breath for CapOne CLI*  xxstopped breathing and passed outxx ...they are very stingy.

 

3) FAKO is as FAKO does. Ignore them.

 

4) Both can report.

 

Welcome to the forums!

Community Leader
Valued Contributor
DaveSignal
Posts: 2,096
Registered: ‎07-29-2011
0

Re: Amazing! You won't believe it! Unprecedented!

[ Edited ]
 
EX:694 TU:744 EQ:709
Amex ED $19.5k - BoA Travel Rewards $15k - CSP $5k - SDFCU EMV $15k - NFCU goRewards $20k - Barclays Arrival $6.5k
Valued Contributor
madmann26
Posts: 1,434
Registered: ‎08-30-2012
0

Re: Amazing! You won't believe it! Unprecedented!

Would you mind sharing your score and the amount you were approved for? You can PM me if you would like.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $2.1k; NFCU Cash Rewards $22K; AMEX BCE $18k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k; Chase Freedom $4.5k
Goal Score: 700 across the board.
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Regular Contributor
princechristian
Posts: 203
Registered: ‎07-20-2012
0

Re: Amazing! You won't believe it! Unprecedented!

Score? and approval amount please? PM if necessary...

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
0

Re: Amazing! You won't believe it! Unprecedented!


llecs wrote:

1) Congrats! NFCU is very generous. 

 

2) *holds breath for CapOne CLI*  xxstopped breathing and passed outxx ...they are very stingy.

 

3) FAKO is as FAKO does. Ignore them.

 

4) Both can report.

 

Welcome to the forums!


+1

 

Grounds for suing?   They can both report.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

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Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
0

Re: Amazing! You won't believe it! Unprecedented!

Congrats with NFCU

New Contributor
Trons
Posts: 69
Registered: ‎08-28-2012
0

Re: Amazing! You won't believe it! Unprecedented!


catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 

Starting: EQ 590 (LP 8/12) TU 589 (LP 8/12) EX 612 (LP 8/12)
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12

My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.
Frequent Contributor
atarvuzdar
Posts: 375
Registered: ‎01-20-2012
0

Re: Amazing! You won't believe it! Unprecedented!


Trons wrote:

catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 


+1 :smileywink:

Current: EQ 673 September2013 / TU 696 September2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: BofA Cash Rewards Visa Sig $5000 / Lowe's $6000 / JCP $3900 / eBay MC $3200 / Barclaycard Rewards $2000 / Walmart $3300 / CapOne NHRC $2000 / CapOne Platinum #1 $2000 / Amazon $1700 / Discover It $1000 / CapOne Platinum #2 (former Orchard) $750 / Amex Zync $500 Autopay
Established Contributor
gettnthere
Posts: 912
Registered: ‎06-14-2012
0

Re: Amazing! You won't believe it! Unprecedented!

[ Edited ]

Trons wrote:

catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 



This post is completely BIZARRE...


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

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