Reply
New Visitor
catseye
Posts: 0
Registered: ‎06-20-2012

Amazing! You won't believe it! Unprecedented!

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.

Moderator
llecs
Posts: 31,442
Registered: ‎08-04-2007

Re: Amazing! You won't believe it! Unprecedented!

1) Congrats! NFCU is very generous. 

 

2) *holds breath for CapOne CLI*  xxstopped breathing and passed outxx ...they are very stingy.

 

3) FAKO is as FAKO does. Ignore them.

 

4) Both can report.

 

Welcome to the forums!

Established Contributor
DaveSignal
Posts: 872
Registered: ‎07-29-2011

Re: Amazing! You won't believe it! Unprecedented!

[ Edited ]
 

  FICO Scores: EQ:688 TU:695 EX:706

Gripping a Gloriously Gold Spade!



Gardening: NFCU nRewards $14k - USAA Rewards $4.5k - SDFCU Flexpoints EMV Chip+PIN $5k - BoA Travel Rewards EMV $4.5k
Established Contributor
madmann26
Posts: 982
Registered: ‎08-30-2012

Re: Amazing! You won't believe it! Unprecedented!

Would you mind sharing your score and the amount you were approved for? You can PM me if you would like.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 649 EQ 658 FICO 5/13/2013
What's in my wallet? Cap1 PLAT AU $750; Cap1 Cash AU $1500; NFCU Siggy $10000; $500 WalMart SC

Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Regular Contributor
princechristian
Posts: 203
Registered: ‎07-20-2012

Re: Amazing! You won't believe it! Unprecedented!

Score? and approval amount please? PM if necessary...

Revolvers: FP Gold $300, FP Platinum $300, Applied Bank Business $500, Kay Jewelers $500, Fingerhut $400, Gettington $300

Installers: KHEAA student loan, Dealer Funding LLC auto loan x2, Crescent Bank auto loan, Acceptance Loan Co personal loan x2

Negatives: 1 collection - 2010 $307, Auto lates - 2 30 days, 60 day, 2009 / 3 30 days, 60 day, 2012

Moderator
Shogun
Posts: 7,372
Registered: ‎04-15-2011

Re: Amazing! You won't believe it! Unprecedented!


llecs wrote:

1) Congrats! NFCU is very generous. 

 

2) *holds breath for CapOne CLI*  xxstopped breathing and passed outxx ...they are very stingy.

 

3) FAKO is as FAKO does. Ignore them.

 

4) Both can report.

 

Welcome to the forums!


+1

 

Grounds for suing?   They can both report.


Starting Score: 504

Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: Amazing! You won't believe it! Unprecedented!

Congrats with NFCU

New Contributor
Trons
Posts: 69
Registered: ‎08-28-2012

Re: Amazing! You won't believe it! Unprecedented!


catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 

Starting: EQ 590 (LP 8/12) TU 589 (LP 8/12) EX 612 (LP 8/12)
Current: EQ 650(LP 9/12/12) TU 667 (LP 9/12/12) EX 676 (LP 9/12/12)
Goal: 620 (for VA Mortgage)
Goal Reached. Pre-qualified for VA loan, 9/12/12

My Jeep is like my wife. Cleans up nice, but a lot more fun when she's dirty.
Frequent Contributor
atarvuzdar
Posts: 307
Registered: ‎01-20-2012

Re: Amazing! You won't believe it! Unprecedented!


Trons wrote:

catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 


+1 :smileywink:

Current: EQ 660 March2013 / TU 696 April2013 (Walmart)
Start: EQ 584 Feb2012 / TU 629 July2012

Wallet: Discover It $1000 / CapOne NHRC $1500 / CapOne Platinum $1500 / eBay MC $2000 / Orchard $400 / Amex Zync $500 Autopay / Walmart $2000 / Amazon $1000 / Lowe's $1500 / JCP $2200
Established Contributor
gettnthere
Posts: 899
Registered: ‎06-14-2012

Re: Amazing! You won't believe it! Unprecedented!

[ Edited ]

Trons wrote:

catseye wrote:

1.  I applied for a credit card at NFCU and they approved me for a big limit!

 

2.   My credit has improved and I tried for a CLI at Capital One, but was denied!  I talked to a CSR though and she updated my info and told me to wait for one of their periodic account reviews!  I am so exited! fingers crossed!

 

3.  The score I got from my lender is totally different from the FAKO I pull monthly!  Its unexplainable!  I am so confused!

 

4.   I have a CA and an OC both reporting the same account!  I am going to take legal action and sue them both!

 

 

Can you imagine?  It defies belief!  I am sure that no one has ever exerienced anything like any of these crazy things EVER.


I think I detect a bit of sarcasm in this post...I could be wrong though.

 



This post is completely BIZARRE...


Starting Score: EQ 609, EX 633(Fako), TU 700
Current Score: EQ 699, EX 758, TU 733
Goal Score: 720 across the board
Garden Club Member-GC Challenge: App free since 10/31/12 :smileywink:

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+