Amazon Store Card Approval

localuser · ‎05-31-2013

So before last night I was app free since 9/2012 I thought what the heck and applied for their store card becuase I'm not ready for the visa with two medical baddies (both under $100 ) and a very old Macys card (falls off November), plus I have a cap one Chase Slate and an AU on a Freedom and Slate Long story short approved for $2200 I believe I read they have great CLI's also. Funny thing is I was denied a walmart card 8 months ago.

txmomma26 · ‎05-31-2013

Congrats! You might be able to get that Walmart card as well - although, I would app if you really don't need it or wouldn't use it.

Start: (2-26): EQ 602 (Myfico) TU 579 (Credit Karma) EX 634 FAKO
Current: (7-12): EQ 690(myfico) WalmartTU 696 EX 689 (lender 6-3)
1st Goal: 680 across the board - DONE June 2013!
2nd Goal: 725 across the board

bfranklin825 · ‎05-31-2013

You realize that the interest rate on that card is 25.99%? That is WAY too high!

Starting Score: 667
Current Score: 719
Goal Score: 750

Take the myFICO Fitness Challenge

Gunnar419 · ‎05-31-2013

Congrats! And yes, great CLIs. They more than doubled mine with an auto CLI two months after I opened the account.

Gunnar419 · ‎05-31-2013

@bfranklin825 wrote:
You realize that the interest rate on that card is 25.99%? That is WAY too high!

If you don't keep a balance or you keep a balance only on large purchases, the APR doesn't matter. Large purchases are at 0% APR as long as you pay them off in the specified amount of time.

localuser · ‎05-31-2013

bfranklin825 wrote:
You realize that the interest rate on that card is 25.99%? That is WAY too high!
I will zero this card out every month. I have a 0% slate card with a balance reporting now. I have not missed a payment since I started rebuilding my credit and I dont plan to. I knew the interest rate going in and I dont mind.

txmomma26
‎05-31-2013 09:20 AM
Congrats! You might be able to get that Walmart card as well - although, I would app if you really don't need it or wouldn't use it.
Thank you At the time I needed it for credit but I have not shopped at WalMart in a long time so no need and now I am set and don't want to app for another 6 months

localuser · ‎05-31-2013

@Gunnar419 wrote:
Congrats! And yes, great CLIs. They more than doubled mine with an auto CLI two months after I opened the account.

Thank you Gunnar. I'm just shocked they gave me a $2200 limit when my two credit cards don't equal a grand