Amazon and Walmart Charge Off's Removed

[Anonymous]

So, this week I've had both my amazon and walmart charged off accounts removeand were removed from all3 of my credit reports. Both accounts were paid and the charge off occured in 2011. 

I didn't send any goodwill letters to Synchrony, but I did dispute file a dispute with Transunion a few months ago and it came back verified.  I am just surprised that the accounts have been removed by all 3 without me requesting.

[RobertEG]

What was the DOFD that preceded the charge-off?

The charge-off may have been removed based on credit report exclusion rather than a finding from a dispute of its accuracy.

Alternately, the creditor may have decided, notwithstanding the verification of the dispute, to delete on their own in order to terminate any future need to deal with the reporting.

[RonM21]

Good to have them off the reports

[Anonymous]

Outstanding!

[Anonymous]

With a charge of date in 2011, sounds like it could be an EE.

Grats on the removal.