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My best friend has a $35,000 CL Amex BCE that he uses heavily but pays in full before statement each month. He is willing to add me as an authorized user... would this be a positive thing for my credit and would there be any negative side effects?
NOTE: He is my best friend for 20 years (like a brother) and I know he uses it responsibly.
Could this help my credit? How would this look in the eyes of a creditor looking to approve me down the road?
CapOne QS $10,250 | AMEX Delta Gold $15,000 | AMEX BCE $5,000 | AMEX BCP $1,000 | AMEX HHonors $1,600 | Discover it $2,000 | EQ: 648 TU: 654 EX: 691 (as of 07/15/2017) |
I don't recommend doing AU accounts unless you are unable to even get secured accounts becuase of no history.