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Amex GW Success??

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EW800
Valued Contributor

Amex GW Success??

Just wondering if anyone has had GW success with Amex recently.  I have one 30-day late showing with them from two years ago that I would love to see removed.  I know after two years the impact on my score is very minimal, but would still like to see if go away.  I called the Amex Credit Reporting Department and was told that if the late was within the last year that they might have been able to do something, but was told that they can not remove anything beyond a year.  I have a hard time belieiving this....  I have a letter ready to send off, figuring that it cannot hurt to try that angle.  Just wondering if anyone has had seccuss with them recently?  Also, any suggest postal address other than what is shown on the credit reports?

 

Thanks!

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
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tomfromrictmame
Frequent Contributor

Re: Amex GW Success??

I had success with them last year. I explained the situation (job change and physical move) and was to GW the Charge Off.  At the time I had 4 positive TL's and 1 derog (Settled, Charge Off).  That's 5 total AMEX TL's and my relationship with them goes back to 1981, so YMMV.  I sent the letter to the address on the CR and then followed up with a call to the Corp Office.




AMEX Platinum NPSL | BofA Cash Rewards Visa $50K | NFCU Sig Visa $27K | Chase Marriott Rewards Visa $25K | AMEX Delta Skymiles $25K | BofA Sig Visa $25K | First Tech Odyssey MC $25K | AMEX HHonors Surpass $23K | Chase United Club Unlimited Visa $20K | Barclays AAdvantage WMC $17K | NFCU LOC $15K | NASA Platinum Visa $15K| NFCU Sig Visa $14K
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