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@gibeon wrote:
I would call Amex and verify before PIF. I don't think third parties can offer/promise the Optima Oasis, particularly as Amex reps are saying the program is no longer in effect. (From what I've read, it is no longer a thing they do.)
However, if you do get an official offer from Amex, please let us know. Maybe it is back on?
Yes absolutely. I told the person to send me the documentation and he said it should take one week. If it doesn't he has given his number along with Amex number. I plan on calling them tonight and checking if this is legit or not. Also will wait for 7 days and see if I get it. Hopefully this is legit and not trying to ding my report.
So I called Central Credit Services who apparently hold the debt for Amex. I wanted to confirm that Amex can confirm that name so we had a conference call and Amex confirmed that the debt is held by CCS.
I am going to wait and see if I receive any letter from Amex which invites me to apply for the card in return for full payment or I will call this company once again in 7 days to ask for the status.
If nothing works out, I will just call Global Collections and pay them if I they can take it from me and just get over this.
Thanks for the update!
Sounds like it may be legit!
Good luck!
@darwin_wins wrote:So I called Central Credit Services who apparently hold the debt for Amex. I wanted to confirm that Amex can confirm that name so we had a conference call and Amex confirmed that the debt is held by CCS.
I am going to wait and see if I receive any letter from Amex which invites me to apply for the card in return for full payment or I will call this company once again in 7 days to ask for the status.
If nothing works out, I will just call Global Collections and pay them if I they can take it from me and just get over this.
I have seen similar posts with similar offers, but they don't happen often. You may want to search the main Credit Card forum, as well as this forum for information. IIRC, someone was able to reach out to AMEX's EO to confirm that the CA could make this offer on AMEX's behalf, and AMEX confirmed.
It is still being offered as of last year. I PIF and received the Optima for a year and just recently approved and received Gold Delta Amex. Still have the Optima so you don't have to close it before applying for another card. It does seem that the one year date is enforced. So good luck!
@brumijb wrote:It is still being offered as of last year. I PIF and received the Optima for a year and just recently approved and received Gold Delta Amex. Still have the Optima so you don't have to close it before applying for another card. It does seem that the one year date is enforced. So good luck!
The reason I posted this was, I was looking for this offer and even called Amex collections department, asked on Amex forums and all of them said it is discontinued. I searched all forums and most forums had this info from 2 years ago. So I wasn't sure I would be offered this. That's why when I heard I posted this so it may help anyone else that may be looking for it.
Yes, it is still being offered. I paid my closed Costco card through GC Services ( who was very easy to work with), and last week, I received the AMEX Optima application in the mail. I just mailed it back yesterday. The limit will be half of your original card limit, with a $49 annual fee.