Posts: 99
Registered: ‎08-20-2008

Amex Softing Me Twice A Month?

I had an Amex card about 9 years ago that was charged off.  I noticed though when I pulled my free annual experian credit report (As opposed to the reports on here which dont show softs) that Amex has been softing me twice a month. Anyone else have this problem? Anyone know what the deal is? Should I be concerned aboutt his excessive softing?
Valued Contributor
Posts: 2,659
Registered: ‎08-13-2009

Re: Amex Softing Me Twice A Month?

Amex would like to get their money.  


Is there any way you could/would contact them and make payments on the charge off?   Amex would appreciate it and you would probably feel better.  Amex would probably stop doing "soft" hits so often.

Established Contributor
Posts: 610
Registered: ‎08-01-2008

Re: Amex Softing Me Twice A Month?

Amex hits me 1-2 times a month regularly and I haven't been with them in years. I also never had a late payment or CO with them... go figure.
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ

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