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Amex Softing Me Twice A Month?

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Contributor

Amex Softing Me Twice A Month?

I had an Amex card about 9 years ago that was charged off.  I noticed though when I pulled my free annual experian credit report (As opposed to the reports on here which dont show softs) that Amex has been softing me twice a month. Anyone else have this problem? Anyone know what the deal is? Should I be concerned aboutt his excessive softing?
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2 REPLIES
Senior Contributor

Re: Amex Softing Me Twice A Month?

Amex would like to get their money.  

 

Is there any way you could/would contact them and make payments on the charge off?   Amex would appreciate it and you would probably feel better.  Amex would probably stop doing "soft" hits so often.

Message 2 of 3
Established Contributor

Re: Amex Softing Me Twice A Month?

Amex hits me 1-2 times a month regularly and I haven't been with them in years. I also never had a late payment or CO with them... go figure.
08/01/2008 - 472 EQ; 523 TU; 454 EX
03/01/2009 - 574 EQ
08/08/2009 - 648 EQ
01/27/2010 - 671 EQ
07/04/2010 - 713 EQ
01/05/2011 - 730 EQ
05/14/16 - 762 EX
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