Well in September I was sitting on all 3 scores under 500 and now I'm almost at all 3 past 600. In September my goal was to have 600 by December and get one barclay card. Well now I'm here and I have 2 barclay cards with almost all 600's. The next goal is to get Amex Delta. I know they mainly pull EX and I only have 1 open collection on there from over 2 years ago and no lates within the past 9 months. (charged off account in may) which I am GW to get fixed. I’m also attempting to settle that collection so hopefully that will help with the score a lot. Utilization is currently around 30% but as of next week it should be under 10%. What are your recommendations? What can I do to get on the path to joining amex, and what do they look for in a first time card holder? all help is appreciated! Thanks!
