My TU Report shows that I have a "Not Good" Amount of new credit, while my EQ report shows that I have a "Very Good" amount of new credit.
I just recently started a loan and I'm pretty sure I was never late on my payments 100%. Anybody can help or explain this to me?
Additional question:
I'm seeing a dispute on my TU report. My TU report is showing I have 4 Inquiries. 2 For Great Basin, 1 Wells Fargo, and 1 for Mab&T Genesis Credit. Now I don't remember applying for Mab&T Genesis Credit and I've never heard of it.
I do remember applying for Wells Fargo and that was for a furniture loan, and I've heard that some companies will do a lot application through different credit companies without letting you know. Leaving your report with a lot of Inquiries and lowering your score
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Is there anyway that I can remove this unknown Inquiry on my TU report? I tried going to TU website and report a dispute but its asking for a FIN and I don't know where to find my TU report FIN.
Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619
Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655
GOAL: 700