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Amount of new credit. Different answers on my TU and EQ report

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athan12
Contributor

Amount of new credit. Different answers on my TU and EQ report

My TU Report shows that I have a "Not Good" Amount of new credit, while my EQ report shows that I have a "Very Good" amount of new credit.

 

I just recently started a loan and I'm pretty sure I was never late on my payments 100%. Anybody can help or explain this to me?

 

Additional question:

I'm seeing a dispute on my TU report. My TU report is showing I have 4 Inquiries. 2 For Great Basin, 1 Wells Fargo, and 1 for Mab&T Genesis Credit. Now I don't remember applying for Mab&T Genesis Credit and I've never heard of it.

 

I do remember applying for Wells Fargo and that was for a furniture loan, and I've heard that some companies will do a lot application through different credit companies without letting you know. Leaving your report with a lot of Inquiries and lowering your score

.

 

Is there anyway that I can remove this unknown Inquiry on my TU report? I tried going to TU website and report a dispute but its asking for a FIN and I don't know where to find my TU report FIN.

Starting score as of 12/2012: EQ 570
Current score as of 02/2013: EQ 619


Current scores as of 06/2014:
EQ: 640
TU: 650
EX: 655

GOAL: 700
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