Anbody Ever Have Success with Collection Agency Pay for Delete?

[Bmac66]

I have an unpaid collection for $1600 with LJ Ross. A year ago I was successful in disputing it and having it deleted because they didn't confirm. Well it came back and I disputed again and this time they confirmed. Has anybody ever been successful with getting them to delete after paying in full?  I called and they said they couldn't even discuss it until after it's paid. At this point the damage is done and a paid collection is just as bad score wise as a unpaid collection. It's a utility bill from a state I don't even live anymore so I really don't have much incentive to pay if it won't be deleted. I have a mortgage, 2 new cars and plenty of credit cards so I shouldn't be need any new credit any time soon. If I don't pay does the 7 years begin when first reported, Nov 2014?

[kjm79]

Move over to the rebuilding forum and you'll read plenty of successful and just as many unsuccessful PFD experiences. Someone might even have specific experience with your particular CA. 

[Bmac66]

Thanks for the tip! I will do that!

[RobertEG]

The credit report exclusion period is the same regardless of whether the debt is paid or unpaid.

Exclusion of a colllection is no later than 7 years plus 180 days from the date of your first delinquency on the account with the creditor.  The date of repofrting of the collection is also immaterial.