And the new score is......

Momof5 · ‎04-21-2015

DRUM ROLL....................

738!!

NFCU reported $0 on my accounts to EX. I still am waiting on EQ and TU to report and for HD to report $0 (down from $5800/$21K) on EX before I pull another 3 pull here. Had to reset my Goal!!!

Looks like I have an app spree in my future!

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750

Take the myFICO Fitness Challenge

Anonymous · ‎04-21-2015

Great work! When did you start?

Shawndoe79 · ‎04-21-2015

Awesome, I'm just trying to get 660s across the boards. Congrats

EW800 · ‎04-21-2015

Congratulations!

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2024: EX8: 839; EQ8: 845; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .

Anonymous · ‎04-21-2015

Congratulations! Awesome work!

Momof5 · ‎04-21-2015

@Anonymous wrote:
Great work! When did you start?

I was at 472 on Jan 23, 2014, so it has been 15 months. Understand that I was PD on my mortgage 120 days in 2013 and it took me until Dec 2013 to get current, so I have that score with 8 baddies still reporting!

Starting Score: 472
Current Score: EQ:703 TU: 729 EX:737
Goal Score: 750

Take the myFICO Fitness Challenge

surferchris · ‎04-21-2015

Congrats! That's amazing!

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Anonymous · ‎04-21-2015

Congrats! That's awesome!!!

Anonymous · ‎04-21-2015

congrats!

Anonymous · ‎04-21-2015

Amazing! That gives me hope, you have done a great job!!