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Established Contributor
Posts: 756
Registered: ‎01-20-2012
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Another 30day late bites the dust!

Just pulled TU and a 30 day late has aged off of an account yay!  It wasn't "supposed to" until June so I'm excited...even if it was old.

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Senior Contributor
Posts: 3,928
Registered: ‎10-26-2012
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Re: Another 30day late bites the dust!

Very nice!!!!! Congrats!!! Good way to start a Sunday morning!!!Smiley Happy

Regular Contributor
Posts: 246
Registered: ‎12-31-2012
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Re: Another 30day late bites the dust!

So the lates should age off after the SOL as well? Is that the same for student loans? Majority of the derogatory information remaining on my reports are SL lates from 2006, 2007 and 2008, I think some of them should have been removed by now. Do I contact the bureaus to have them removed on the OC?

Congrats on your removals! Smiley Tongue


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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Moderator Emeritus
Posts: 32,865
Registered: ‎08-04-2007
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Re: Another 30day late bites the dust!


newhouse2013 wrote:

So the lates should age off after the SOL as well? Is that the same for student loans? Majority of the derogatory information remaining on my reports are SL lates from 2006, 2007 and 2008, I think some of them should have been removed by now. Do I contact the bureaus to have them removed on the OC?

Congrats on your removals! Smiley Tongue


Not SOL, but CRTP. The individual lates must disappear by 7 years from the late. Major baddies like COs and CAs must age off 7 to 7.5 years from the DOFD.

 

 

Regular Contributor
Posts: 246
Registered: ‎12-31-2012
0

Re: Another 30day late bites the dust!

Thank you...that means the 2006 lates should be removed this year, gives me something to look forward to. 


Starting Score: 529
Current Score: EQF 643, TU 677 EXP 631,Lender Pulled Aug 2, 2013 EX 665, TU 664 and EQF 643
Goal Score: 701



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