Rebuilding Your Credit

[ablacksheare]

After browsing the forum for the past two weeks, I came across the success letters seen written to AFNI. I have a collection with them through Tmobile and I decided to write a PFD letter. I originally sent a formal letter with a CRRR, but I found sending an email more successful. I got a reply this morning saying that they will delete the collection from my CR! I wanted to know, to those who has had success with deletions from AFNI, how long it has taken for the collection to be cleared? Thanks!

[ccoaston]

When you say AFNI what do you mean

[llecs]

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ccoaston wrote:

When you say AFNI what do you mean

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AFNI is a CA out of Illinois. I think it stands for Anderson Financial Network, Inc.

OP, I had them go away twice for me and in both times, it fell off beginning after a week after I first learned of their deletion mention.

[Kiwill]

My Afni account was deleted from all 2 CRB's within 3 days following their email that they would delete.  EQ deleted same day, TU was deleted within 24hrs, EX deleted within 48hrs.  I kept a diary.

[ablacksheare]

Just Updating! I rechecked my EQ credit report again today and I saw that the AFNI collection was gone!!! I went from 575 to 603 in about 3 days!!! WOOHOOO!!!! 

[iluvmyfico]

Great to hear and congrats.  I requested a delete as well and it came off TU and EQ in a few days but still shows on EX (40 days later).  I disputed and they VERIFIED!  I sent a copy directly to EX of the delete letter.  Hoping they delete.  AFNI will work with you, usually only through mail or better yet email.