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Established Contributor
awdsmama
Posts: 755
Registered: ‎01-20-2012

Another Monday...What are YOU working on this week?

This week I'm following up on GWs on 2 CAs.  Sounds simple enough right?   :smileywink:

Fico: 701 (5/22/14) 682 (5/9/2014)
Discover IT $5,200 / CU Visa $1,000 / JC Penny$3,000
App Free since 2/2013
Frequent Contributor
NewbieReed
Posts: 416
Registered: ‎12-05-2012

Re: Another Monday...What are YOU working on this week?

I'm working on controlling myself long enough to not pull my score again until February aaaaaand I'm baalncing my accounts from spending this weekend. And filling in a great spreadsheet that i received from another myFico member. 

Starting Score: 526 EXP 09/2012 600 FICO 10/2012 608 EX (lenderpull)11/2012
Current Score: 4/2013 TU FICO 697, 02/2013 EQ 698 FICO (lender) 04/2013 674 Credit Sesame
NEW GOAL SCORE FOR 2013Breaking into the 700 club
[OLD GOALS: For now- 680 on all 3 = GOAL REACHED IN 02/2013}
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Senior Contributor
fishbjc
Posts: 3,330
Registered: ‎11-30-2007

Re: Another Monday...What are YOU working on this week?

I finished my taxes, so that's off my plate.  Should see a healthy return and the IRS will be PAID IN FULL.

 

Anything left over will go toward settlement offers on one medical (not reporting) turned in care lease (not reporting) and lvnv (reporting).

 

I need to fax over NFCU my supporting membership documents to verify myself. 

 

 

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Another Monday...What are YOU working on this week?

Getting ready to pay my last 2 CA's and I will be CA free. I know one will do a PFD and I am hoping the other one will as well.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
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Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Another Monday...What are YOU working on this week?

Just paid one for $840 AND they confirmed they would delete before the weekend! This was for A-1 collections, division of TRAF Group.

 

/fistpump


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
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Senior Contributor
fishbjc
Posts: 3,330
Registered: ‎11-30-2007

Re: Another Monday...What are YOU working on this week?

we need a master thread of Ca's who are willing to accept pfd's....

Valued Contributor
madmann26
Posts: 1,402
Registered: ‎08-30-2012

Re: Another Monday...What are YOU working on this week?


fishbjc wrote:

we need a master thread of Ca's who are willing to accept pfd's....


I agree 100%. If people will send me PM's on who does, I can get a list together and see if a mod would be willing to sticky it. I will say, I asked the nice lady I spoke with about a PFD and she said it wouldn't be an issue. I was stoked. My last CA will do a PFD, so I am not worried about that.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 705|EQ 690|EXP 698 (FICO)
What's in my wallet? Cap1 PLAT AU $1.25k; Cap1 Cash AU $2k; NFCU Siggy $23k; $4k WalMart DC; CFNA Firestone $2.2k; Amazon $1.5k; NFCU Cash Rewards $22K; AMEX BCE $6k; NavCheck $15k; Lowe's $10k; Citi DP $6.3k; AMEX ED $8.5k
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012

Re: Another Monday...What are YOU working on this week?

1) GW to San Mateo County Treasurer for old traffic citation (sent email and will send snail mail tomorrow...have letter all ready to go!)

2) PFD to Valley Creditors for old out-of-SOL charge from a preschool

3) Need to determine course of action for old out-of-SOL for $100 medical which I managed to mess up by sending combo dispute/PFD letter for. (Hipaa or another reworded PFD?)

4) Working with my accountant on withdrawal of IRS liens 

5) Call up Courthouse tomorrow to figure out whether threatenting notice recieved from GC Services for 12 year old traffic citation is bogus.  

 



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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Established Contributor
electra
Posts: 573
Registered: ‎10-21-2012

Re: Another Monday...What are YOU working on this week?

PFD success thread is a great idea!  I would suggest including a template like what they do in Auto Loans.  

 

Maybe something like:

 

CA Name:

Snail Address:

email address:

Within SOL (y/n)

Amount claimed by CA

Amount paid

DOFD:

Date paid:

Time lapsed between agreement and deletion from CR:



Starting Score: TU:584 | EQ 584
Current Score: TU FICO: 711 | EQ FICO 713 | EX (USAA FAKO) 779
Goal Score: 780 across the board


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New Contributor
426MW
Posts: 50
Registered: ‎01-01-2013

Re: Another Monday...What are YOU working on this week?

Waiting on a response from EQ about a DV letter that I sent and came back as undeliverable.

 

Need to call all 3 bureaus and ask to remove "Disputed" notation on a couple accounts.

 

Formulating my next move with LVNV and MCM.


Starting Score: EQ 553 - TU 569 8-24-12
1-4-13 Scores: EQ 645 - TU 675
3-25-13 Lender pull EQ 646 - TU 687 - EX 647
Goal Score: 700 Across the board before 6-13


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