Another Paid Collection Bites the Dust!

[Anonymous]

Had a company that refused to do a Pay for Delete so I paid the OC awhile back... The OC contacted the collection agency and just updated it to a paid $0 balance.

I sent an e-mail to the CEO directly asking him to remove it.

Received this e-mail this morning!

"We received your request for this account to be deleted on 10/23/14 and have sent this request to the credit reporting agencies asking them to remove this item from your record.  If you need anything else  please contact me at the number listed below."

[-NewGuy-]

Wow, you are on a roll, congrats!

[Anonymous]

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@-NewGuy- wrote:

Wow, you are on a roll, congrats!

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I think so to!

Charge Off Removed, 2 Paid Collections Removed, $6,898 collection removed, and an option to do a Pay for Delete on an old collection. All this month.

I'm excited to see my score go up after all this is done.

Another to be down to 0 collections on Experian.

[-NewGuy-]

Would that be 0 collections or 0 negative marks (including judgments, charge offs, BKs etc)?

[Anonymous]

0 Negative Marks.

Completely

I only have 2 more to go which I already got a paid to delete agreement with. Just waiting on them to receive the payment and them to drop off.

[-NewGuy-]

May I ask what your UTIL is at currently? AAoA?

[Anonymous]

First Positive Tradeline was opened 5/2014

Last Credit Card was opened 10/2014

9%

[-NewGuy-]

Your scores should go up quite a bit once those last collections fall off.

[Anonymous]

How much you think I"ll bump up to?

I'm hoping for over 650.

[-NewGuy-]

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@Anonymous wrote:

How much you think I"ll bump up to?

I'm hoping for over 650.

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Well, it's really hard to say, as all the scores you have listed are FAKOs. Having said that, if you have NO negatives on your account (no lates even), limited inqs, UTIL <10%, 100% on time payment history with the cards you have, and your only detriment is a low AAoA, I'm thinking closer to 700. Again, simply a guess on my part.