I ask this question every now and then just to see if anyone has had any luck with this horrific company. Has anyone had success recently with getting WF to remove a negative account early from your reports? I have a settled auto loan that doesn't fall off until July of 2017, I so badly want this account gone. I've tried sending GW letters, emails, I've made phone calls, and I even called and told them I'd pay the remaining balance on the old auto loan if they'd remove the account. Nothing works. My last attempt was maybe a year ago, maybe a bit less. Has anyone had any recent success with these guys?