OKay- I really need to know.
How long do creditors look back for inquiries.
I cant get them off my reports. I know they only really affect your score for one year but show up for two years.
I want to try for the walmart card while my experian and TU scores are high.
Any thoughts? I have 9 inquiries throughout last year and Walmarft already put on my denial letter I had to many inquires.
Yes but how long till they are considered when filling out for new credit?
Walmart said I had too many inquiries and I have 9.
I believe pulls affect score for one year but remain on ones credit report for two.
Not sure why Mortgage pulls affect score two years, though. Seems pretty brutal. I applied for a mortgage last year and ended up with two pulls from the same company with one listed as an MR. Was not happy, LOL!
I know, they are brutal, seems like noone wants you to improve credit so you get denied!
@LoveGoodCredit wrote:I know, they are brutal, seems like noone wants you to improve credit so you get denied!
Sorry but, 9 inquiries is just a lot.
Things will improve as they age but excess inquiries sends up red flags and makes creditors think people are disparate. FWIW, take my advice with a grain of salt, there are posters here who disagree and app until someone says yes. 
I know, it seems like it but they were really spread out. I thought for each 10 point jump I would try. 
Little did I know.
A lot will be one year in April.
I have 2 collections now before I had 6 when I applied for the walmart.
I need another credit card.