Southern Credit removecd the 92.00 baddie. I now own them for a 75 and a 92. They deleted them before I paid them. Thank god the lady believed me. I am very close to being able to buy a house for my family. TU is up to 602 from 595. EX is up over 50 points, but I can only go by the FAKO of Credit Sesame at 622 from 570. Equifax is back to 577 from 535 but that's okay because once I get my CC paid down it will go back up. on my 300 First Premier I have a 200.00 balance wich will be paid down by the end of the month. 4 more PFD and I will have NO MORE open collections!
Got the song in my head while typing this. Congrats!
Starting Score: 504
Current Score: EQ FICO 819, TU08 775, EX "Who Knows?" Quizzle 756
Goal Score: All Scores 760+, Newest goal 800+
Take the myFICO Fitness Challenge
LoveGoodCredit wrote:haha Shogun!
I am so happy! Just got 4 left.
Congrats! Good job!
I think that as each of these last 4 collections are removed you will see a sizable score bump as each is removed. You just started out with too many collections for the first 4 removals to make much difference. I can't wait to see your first 30 point bump! It will be coming soon!
Keep up the good work!
You can do it!
Thanks you guys. Having bad credit is not the easiest thing to live with. I got tired of it and wanted to do something with it. There are many good people in here that have been in the same boat one time or another. What inspires me is the encourgement from Jamie and Shogun and a few others. It is also very encourging to find those with a 800 credit score that would actually give advice to someone like me with an average of just over 600.
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO
