Oh. Ok. I had an Avant personal loan, which is one of the ones I just paid off. I couldn't stomach the interest rate anymore. If anything I really wanted to get rid of them.
I included my Toyota in my bankruptcy and am still paying on it. I know it's not being reported but I got a 5.4 interest rate when I got my SUV and not sure if I'd get the same if I refinanced the remaining balance.
Starting Score-FICO 529 5/3/14(Equifax), Transunion FICO 540 6/22/14
Current FICO Scores(10/2016):
Equifax- 664
TransUnion- 645
Experian- 659
Ch. 7 Discharge 5/27/14
Goal: 720 FICO,
First Time Home Buyer in 2yrs
