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Any Advice On Getting Portfolio Recovery To Delete?

Established Member

Re: Any Advice On Getting Portfolio Recovery To Delete?

I would also like this info forwarded to me please. Thank you.

Message 31 of 78
Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

Ok I think I PMed everyone. I keep getting told, "NO!" but I have not given up. I filed a complaint with the BBB and again it was a no go. I responded again through the BBB and I received a response today that Portfolio was sending a Univesal Data Form to the CRA's, but they did not say if it was to delete or not. We shall see what happens.

Message 32 of 78
Valued Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

Don't bet on the delete. I have been going back/forth with them for months now. They've told me every time no.

 

So I sent the information to an attorney to look over. Check your Experian report. I bet you find phantom payments on that CR. I did on mine. So I am calling them out on the Experian report.


Good luck.

Scores: about 700 across the board
Total CL: $275k
Message 33 of 78
Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

I won't break out my happy dance shoes.
What is a phantom payment?
Message 34 of 78
New Member

Re: Any Advice On Getting Portfolio Recovery To Delete?

I filed a BBB complaint.

 

They listed themselves as a factoring company, listed the account as OPEN (even though its settled), and posted payment history (phantom payment) when they're not supposed to.

 

They responded to the BBB complaint saying they'd update their information, but not remove it because it's not invalid.

 

If it needs to be updated, then isn't it invalid !?!?

Message 35 of 78
New Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

Please PM me the info as well.  Much appreciated.


Starting Score: EXP - 561, EQ - 590, TU - 573
Current Score: EX - 739, EQ - 756, TU - 708
Goal Score: 715 Across the board


Take the FICO Fitness Challenge
Message 36 of 78
Valued Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

waltini,

 

On my Experian report, for every month they had the account as unpaid, they listed a $50 payment. This is stating that every month, I paid them $50. This is not the case.

Scores: about 700 across the board
Total CL: $275k
Message 37 of 78
Contributor

Re: Any Advice On Getting Portfolio Recovery To Delete?

Thanks Madmann. That is awful! Geez...they are so hard to deal with. I hope you have sucess!

Message 38 of 78
New Member

Re: Any Advice On Getting Portfolio Recovery To Delete?

May i also get the information as well? Thanks in advance!!!!

Message 39 of 78
Member

Re: Any Advice On Getting Portfolio Recovery To Delete?

I would like this information PM'ed as well. Will be sending in a PFD letter shortly. Thanks in advance!


Starting Score: 581 per CreditKarma
Current Score: 654 per Score Watch alert on 7/21/12
Goal Score: 700 (for now)


Take the FICO Fitness Challenge
Message 40 of 78