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Established Member
Posts: 14
Registered: ‎11-13-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

I would also like this info forwarded to me please. Thank you.

Contributor
Posts: 83
Registered: ‎06-29-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

Ok I think I PMed everyone. I keep getting told, "NO!" but I have not given up. I filed a complaint with the BBB and again it was a no go. I responded again through the BBB and I received a response today that Portfolio was sending a Univesal Data Form to the CRA's, but they did not say if it was to delete or not. We shall see what happens.

Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

Don't bet on the delete. I have been going back/forth with them for months now. They've told me every time no.

 

So I sent the information to an attorney to look over. Check your Experian report. I bet you find phantom payments on that CR. I did on mine. So I am calling them out on the Experian report.


Good luck.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
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Contributor
Posts: 83
Registered: ‎06-29-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

I won't break out my happy dance shoes.
What is a phantom payment?
New Member
Posts: 2
Registered: ‎11-08-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

I filed a BBB complaint.

 

They listed themselves as a factoring company, listed the account as OPEN (even though its settled), and posted payment history (phantom payment) when they're not supposed to.

 

They responded to the BBB complaint saying they'd update their information, but not remove it because it's not invalid.

 

If it needs to be updated, then isn't it invalid !?!?

Valued Member
Posts: 25
Registered: ‎09-26-2007
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

Please PM me the info as well.  Much appreciated.


Starting Score: EXP - 561, EQ - 590, TU - 573
Current Score: EX - 655, EQ - 642, TU - 641
Goal Score: 650 Across the board (Baby Steps)


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Valued Contributor
Posts: 1,546
Registered: ‎08-30-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

waltini,

 

On my Experian report, for every month they had the account as unpaid, they listed a $50 payment. This is stating that every month, I paid them $50. This is not the case.


Starting Score: EQ 511 TU 552 EX 545 8/29/2012
Current Score: TU 712|EQ 695|EXP 723 (FICO)
Total credit $185,250; Util 14%
Goal Score: 700 across the board.
Take the FICO Fitness Challenge
My Journey
Contributor
Posts: 83
Registered: ‎06-29-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

Thanks Madmann. That is awful! Geez...they are so hard to deal with. I hope you have sucess!

New Member
Posts: 4
Registered: ‎11-10-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

May i also get the information as well? Thanks in advance!!!!

Member
Posts: 10
Registered: ‎07-16-2012
0

Re: Any Advice On Getting Portfolio Recovery To Delete?

I would like this information PM'ed as well. Will be sending in a PFD letter shortly. Thanks in advance!


Starting Score: 581 per CreditKarma
Current Score: 654 per Score Watch alert on 7/21/12
Goal Score: 700 (for now)


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